Credit Risk Analyst (SME's/B2B)
Based in South Co. Dublin, your job as a Credit Risk Analyst is to assess credit data and financial statements to gauge the creditworthiness of clients and prospects.
Key Responsibilities:
* Execution of the necessary risk assessment appropriate to each customer and credit application type
* Analyse financial data to determine default risk and prepare reports accordingly.
* Evaluate financial data, such as balance sheets and income statements to determine the level of default risk, including the calculation of financial ratios, interpreting results from decision-making and the preparation of a report to register the required audit trail.
* Make credit decisions within authority; otherwise, prepare files for review by the next line of defense.
* Update ratings/scoring.
Necessary Skills and Qualifications:
* 1-2 years' experience as a Credit Analyst (B2B).
* Relevant university degree (Finance, Accounting, Admin etc.)
* Knowledge of credit risks and current requirements in Credit origination.
* Strong communication, analytical, and problem-solving skills.
* Detail oriented, adaptable, and a team player.
The successful candidate will have a strong understanding of credit risk analysis and be able to interpret financial data to determine the creditworthiness of clients and prospects.