Calling all innovators – find your future at Fiserv.We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.Job TitleChief Risk OfficerAIB Merchant Services (AIBMS) is Ireland’s largest payment solution provider and one of Europe’s largest e-commerce acquirers, with over 40 years experience providing payments and business solutions to our customers around the world to help them grow their business. We use the best technology and work with the world’s largest processor of electronic transactions, to provide the right payments systems for every type of business.AIBMS is a joint Venture between Allied Irish Bank (AIB), Ireland’s largest bank and Fiserv, a global leader in Fintech and payments. Using our unrivalled experience and expertise, we constantly strive to deliver the smartest solutions for every sector and channel we serve and allow our customers to stay ahead of the pack. AIBMS is committed to conducting its business in compliance with applicable risk management requirements, laws, regulations and guidelines, with integrity and to the highest ethical standards.The PCF-14 Chief Risk Officer (“CRO”) is a senior second line of defence role within AIBMS reporting to the Board, Audit Committee and CEO. They will be responsible for ensuring that AIBMS has effective processes in place to identify and manage the risks to which it is or might be exposed to through ownership and deployment of the AIBMS Enterprise Risk Management Framework across the business. The CRO is responsible for maintaining effective processes to monitor and report the risks to which AIBMS is or might be exposed to and promotes an appropriate risk culture at all levels of the firm. The CRO is also responsible for facilitating the setting of the risk appetite by the Board and providing comprehensive and timely information on AIBMS’ material risks to enable the Board to understand the overall risk profile of the firm on a periodic basis.Additionally, the CRO is a member of the AIBMS Senior Management Team and will be responsible for supporting the AIBMS CEO to drive the growth and development of AIBMS in a safe and controlled manner within the risk appetite of the firm. The CRO will also be responsible for applying a risk and control framework to various projects and opportunities associated with the growth and development of AIBMS to enable balanced, risk based decision making.This role is deemed as a Pre-Approval Controlled Function role (PCF-14, Chief Risk Officer) under the Central Bank of Ireland Fitness and Probity Regulations. Commitment to adhere to the IAF Conduct Standards is a requirement for this role.Key ResponsibilitiesEnhance and implement AIBMS’ Risk Framework in a manner that aligns to AIBMS’ strategy and risk appetite, including an effective assurance programme, deep-dive reviews, 1LoD communication & awareness.Management and development of the Risk Team.Chair the Enterprise Risk and Control Committee.Develop the communication, reporting, training, and ongoing enhancement elements of the enterprise risk program with stakeholders to maintain awareness and delivery of requirements as appropriate.Drive the continuous evolution of the Enterprise Risk Management Framework and supporting risk policies and documents to meet the firms inherent risks e.g. Credit, Operational risk and evolving risks e.g. Cyber, ESG.Production of informative, practical and usable risk information (key risk indicators, MI etc) for multiple stakeholders.Lead, maintain, and evolve a risk oversight model with business functions in the development, implementation, and management of short and long-term risk management strategies.Conduct portfolio credit risk analysis and produce reports for use by senior management in decision making.Lead on due diligence reviews of core third party service providers and sectors/industry reviews to determine assurance outcomes and risk mitigation strategies.Stay abreast of AIBMS business risk issues and best practices, working alongside key stakeholders and service providers across RoI and Europe.Understand the requirements and complexities of the diverse regulatory environments and business processes.Participate in key projects and other duties as assigned, providing independent risk management challenge and leadership.Work closely Internal Audit teams to ensure all audits are scheduled with full cooperation from the functional units. Ensure Remediation Plans are managed and resolved with the respective functional units in a timely fashion.Ensure the Business Continuity Plan and the Disaster Recovery Plans are updated and managed.Manage reporting to AIBMS Board, Audit Committee, Central Bank of Ireland and other key stakeholders on risk matters of the firmQualifications and Experience:Postgraduate degree / professional training is required with emphasis in business, finance or accounting preferred.Minimum of 10 years of experience with at least 5-10 years in risk management.Strong financial services regulatory knowledge – preferably in a payment institution.Experience in many fields of risk management including risk identification; Business Continuity; regulatory risk, fraud risk with core expertise in credit, third party management and operational risk.Strong understanding of IT, Cyber, operations, outsourcing and technology as well as audit and compliance.Excellent relationship management, stakeholder management, communication, and analytical skills required.Pragmatic, balanced and solution focusedExtensive outsourcing and third-party risk management experience within a regulated environment.Good knowledge of IT and cyber risk and safeguarding risk to accompany excellent knowledge of operational and conduct risk.Excellent communication skills and experience managing a team.Thank you for considering employment with Fiserv. Please:Apply using your legal nameComplete the step-by-step profile and attach your resume (either is acceptable, both are preferable).What you should know about us:Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune® magazine's "World's Most Admired Companies™" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence. Our commitment to Diversity and Inclusion:We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.Warning about fake job posts:Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won’t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won’t send you a check to cash on Fiserv’s behalf.If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local law enforcement.