Albany Beck is an award-winning consultancy specialising in Technology, Risk and Compliance primarily within Financial Services. We work with top tier Investment Banks, Asset Management firms, Hedge Funds and Fintechs. We are currently working with an Irish Retail Banking client of ours and looking to bring on a Credit Assessment Associate, to work with them in Dublin, Limerick or Cork. Key Responsibilities: Assess loan applications from individuals, analysing financial statements, credit history, and risk factors. Conduct thorough creditworthiness assessments to determine repayment capability. Ensure compliance with internal credit policies and external regulatory requirements. Provide recommendations for loan approvals, modifications, or rejections, with clear justifications. Liaise with customers and internal teams to gather necessary financial information. Maintain accurate and detailed records of credit applications and assessment outcomes. Assist in developing and refining credit assessment processes and risk mitigation strategies. Monitor existing loan portfolios to identify potential credit risks and take proactive measures. Stay up to date with industry trends, banking regulations, and best practices in credit assessment. Key Requirements: QFA (Qualified Financial Adviser) qualification essential. Bachelors degree in Finance, Business, Economics, or a related field (preferred). Proven experience in credit assessment, lending, or risk management within a retail bank. Strong analytical skills and ability to interpret financial data. Excellent attention to detail and decision-making skills. Strong communication and interpersonal skills for customer interactions. Proficiency in banking software and credit assessment tools. Knowledge of regulatory frameworks related to lending and credit risk management. Skills: qfa