Assistant Lending Manager
Home Building Finance Ireland (HBFI) is a State agency lending money for the purposes of funding the construction of new homes in Ireland.
Role Summary
The Assistant Lending Manager works as part of the Lending team and reports to a Divisional Manager Lending (DML). The role requires providing administrative and operational support to the team, carrying out detailed assessments of development funding loan proposals, preparation of loan reports, assisting with post approval loan due diligence, delivering high service standards, ensuring compliance with policies and procedures, and building strong relationships with internal and external stakeholders.
Principal Accountabilities
* Provide operational and administrative support to Lending Managers and Senior Lending Managers.
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
* Participate in regular reviews of borrower relationships and funded developments with the DML/ HOL and other HBFI business areas.
* Assist Lending Team members and DML with post approval loan due diligence to ensure approved loans close within agreed timeframes.
* Assist in the achievement of lending targets within agreed timeframe and commercial terms.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.
Requirements
* Minimum 3 years' experience in a similar role in a financial institution with a prudential track record in residential development lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets.
* Knowledge of residential development lending product offerings and markets.
* Knowledge of lending agreements, covenants and security requirements.
* Excellent understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
* Track record in managing credit quality and compliance with policies and procedures.
* Proficiency in Microsoft Word, Excel and Outlook.
About Us
Home Building Finance Ireland (HBFI) is a State agency lending money for the purposes of funding the construction of new homes in Ireland. We operate as a commercial entity, providing finance at market rates for commercially viable residential developments.