Senior Lending Manager
The Senior Lending Manager reports to the Divisional Manager Lending and manages a portfolio of customers who require finance to carry out residential development projects.
Responsibilities include the on-going management and oversight of projects throughout the lending cycle from an initial enquiry through to full repayment of any facility provided.
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out detailed assessment of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
* Support other team members and provide advice and guidance on funding applications.
* Participate in regular reviews of borrower relationships and funded developments with the Divisional Manager Lending, Home Lending, the HBFI Management Team and other HBFI business areas.
* Achieve lending targets within agreed timeframe and commercial terms.
* Ensure accurate and timely updates to the Home Lending, the HBFI Management Team and other stakeholders on the progress of the HBFI funded schemes.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.
* Ensure required cooperation with internal and external auditors.