Credit Underwriter | Permanent | Hybrid - Dublin
An innovative and market-leading car finance provider in Ireland is seeking a Credit Underwriter to play a key role in the successful day-to-day running of the Underwriting Department.
Key Responsibilities:
* Support a fast-paced Credit Department, applying company values to ensure efficient and effective team operations.
* Underwrite retail and lease finance applications within assigned underwriting authority limits.
* Maintain quality control of approved business, ensuring adherence to retail policy, procedures, and guidelines.
* Identify and implement potential improvements in processes and systems for the fleet and retail business, enhancing the quality of service and product offerings.
* Provide recommendations on applications beyond delegated underwriting authority and present cases to management as needed.
* Prepare and present credit applications to the credit committee for cases exceeding delegated authority.
Requirements:
* Financial Services qualification or equivalent (desirable but not required).
* APA/ QFA qualified.
* Minimum 2 years of underwriting experience.
* Strong analytical and technical skills with a detail-oriented mindset.
* Proficiency in MS Office, especially MS Excel (intermediate level).
* Fluency in English (both written and spoken).
About the Role
This role offers a unique opportunity to join a leading finance provider, contributing to the company's mission to deliver exceptional products and services across Ireland's automotive industry.