Job Title:
HBFI Lending Manager
Job Summary:
We are seeking a highly experienced and skilled HBFI Lending Manager to join our team on behalf of our public sector client. The successful candidate will be responsible for building and maintaining relationships with customers requiring funding for residential development projects.
Key Responsibilities:
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out detailed assessment of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports, and make recommendations to the appropriate sanctioning authority.
* Participate in regular reviews of borrower relationships and funded developments with the Head of Lending, the HBFI Management Team, and other HBFI business areas.
* Achieve lending targets within agreed timeframe and commercial terms.
* Ensure accurate and timely updates to the Head of Lending, the HBFI Management Team, and other stakeholders on the progress of the HBFI funded schemes.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure required cooperation with internal and external auditors.
Requirements:
* Minimum 5 years experience in a similar role in a financial institution with a proven prudential track record in residential lending.
* Good knowledge of residential development lending product offerings and markets.
* Strong knowledge of lending agreements, covenants, and security requirements.
* Good understanding of relevant financing models and data with an ability to review, understand, and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgment and awareness of the residential market in Ireland.
* Proven record in managing credit quality and compliance with policies and procedures.
Desirable Skills:
* Have a proven track record in delivering results and objectives.
* Strong customer focus and a proven commitment to customer excellence.
* Strong organisational skills and the ability to prioritise and manage your own workload.
* Strong negotiation skills with the ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
* Strong understanding of deal structuring.
* An ability to work on own initiative and interact as part of a highly motivated team.
* Excellent communication skills, both verbal and in writing.
* Exemplary governance and ethics.
* Proficiency in Microsoft Word, Excel, and Outlook.
Qualifications:
* Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.
Benefits:
* Flexible working options.
* Wellbeing programme.
* Benefit Pension Scheme.