Direct message the job poster from Morgan McKinley
Manager - Banking & Financial Services at Morgan McKinley
There is an exciting opportunity for a Mortgage Underwriter to join a highly innovative financial services company that offers a range of lending and credit products. This company is experiencing substantial growth offering job security and great opportunities for career progression.
The purpose of the Mortgage Underwriter is to conduct credit analysis and support the underwriting of mortgages and ensure that risk and credit worthiness is assessed in line with the company's credit policy.
RESPONSIBILITIES:
* Assessment and preparation of credit and risk applications while being fully compliant with internal policy and processes.
* Conduct credit reports ensuring full accuracy of all supporting data in line with internal criteria.
* Delivering high quality of service to both internal and external stakeholders.
* Proven ability to assess income at all levels and risk for both employed and self-employed customers in line with CBI Mortgage policies.
* Outline conditions of Loan Offer and provide on-going support to completions staff as needed to progress applications to drawdown.
* Originate collections & forbearance strategies for arrear customers while liaising with support staff to ensure these strategies are followed through in line with regulatory processes.
REQUIREMENTS:
* High level of experience in mortgage new business underwriting essential.
* QFA / APA.
* Customer centric approach and communication skills - Must be able to communicate clearly with external stakeholders.
* Full in depth knowledge of the regulatory environment for mortgages.
* Analytical skills with sound decision making ability.
* Should take initiative to take actions where necessary to meet business objectives.
* Problem solver with the ability to use a systematic approach to find end solution.
* Enjoys working as part of a team.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance
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