Lending Manager | Permanent | Dublin / Hybrid
We are seeking a skilled and motivated Lending Manager to play a pivotal part in developing and managing a portfolio of customers requiring finance for residential development projects.
Key Responsibilities:
* Build and maintain strong relationships with customers seeking funding for residential developments.
* Support borrowers in structuring loan proposals and ensuring a smooth lending process.
* Loan Assessment and Reporting: Perform detailed evaluations of residential development projects.
* Prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
* Portfolio Management: Regularly review borrower relationships and funded developments.
* Performance and Compliance: Meet lending targets within agreed timeframes and on commercial terms.
* Ensure compliance with policies, procedures, and governance standards.
* Collaboration: Foster strong working relationships with internal teams such as Credit & Risk and external advisors including monitoring surveyors and property consultants.
Requirements:
* Minimum 5 years of experience in a financial institution, with a proven track record in residential lending.
* Expertise in preparing funding proposals and achieving lending targets.
* Strong knowledge of residential development lending products and markets.
* Strong understanding of financing models, financial forecasts, and audited accounts.
* Sound commercial judgment and awareness of the Irish residential market.
* Familiarity with lending agreements, covenants, and security requirements.
* Proven ability to deliver results and meet objectives.
* Strong negotiation, organizational, and customer service skills.
* Demonstrated ability to identify and mitigate risks while structuring deals.
* Excellent written and verbal communication skills.
* Proficiency in Microsoft Word, Excel, and Outlook.
* Degree in economics, finance, or a relevant discipline, or equivalent professional qualification.