Senior Lending Manager
We are seeking a highly experienced Senior Lending Manager to join our team.
Key Responsibilities:
* Build and maintain strong relationships with customers requiring funding for residential development projects.
* Conduct thorough assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports, and make recommendations to the appropriate sanctioning authority.
* Provide support and guidance to team members on funding applications.
* Participate in regular reviews of borrower relationships and funded developments with internal and external stakeholders.
* Meet lending targets within agreed timeframes and commercial terms.
Requirements:
* A minimum of 8 years' experience in a similar role in a financial institution with a prudential track record in residential development lending.
* Excellent knowledge of residential development lending product offerings and markets.
* Strong knowledge of lending agreements, covenants, and security requirements.
* Excellent understanding of relevant financing models and data with an ability to review, understand, and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgment and awareness of the residential market in Ireland.
* Track record in managing credit quality and compliance with policies and procedures.
Desired Skills:
* Strong customer focus and a proven commitment to customer excellence.
* Strong organisational skills and ability to prioritise and manage workload.
* Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
* Strong understanding of deal structuring.
* An ability to work on own initiative and interact as a part of a highly motivated team.
* Effectively contribute to the achievement of goals and targets set for self, others, and organisation.