Senior Analyst, Periodic Review, KYC Ops
Circle Dublin, Ireland
Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data - globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure - including USDC, a blockchain-based dollar - helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.
What you'll be part of:
Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: Multistakeholder, Mindfulness, Driven by Excellence and High Integrity. Circlers are consistently evolving in a remote world where strength in numbers fuels team success. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.
What you'll be responsible for:
Circle is looking for a Senior Analyst, Periodic Review to join its Compliance Operations team and conduct detailed periodic reviews and projects in Circle's KYC Team. The Senior Analyst is responsible for the end-to-end KYC periodic review process, including the collection, documentation, due diligence, analysis, and escalation of customers.
What you'll work on:
* Reviewing higher and high risk client relationships to ensure that customer due diligence is complete and accurate and meets applicable specialized and enhanced due diligence requirements.
* Critically examining customer profile changes and documentation obtained during the periodic review process for material changes in risk factors and red flags.
* Updating internal records to enrich customer KYC files.
* Ensuring the customer's nature of business aligns with their business models and profiles.
* Escalating and drafting executive level risk acceptance memos for customers with red flags and higher risk attributes and succinctly summarizing findings and next steps.
* Collaborating with the Customer Service team and Relationship Managers to obtain all necessary supporting documentation to fulfill KYC due diligence requirements.
* Partnering with team leads within the region to facilitate knowledge sharing.
* Monitoring industry trends relative to money laundering or fraud schemes including detection and reporting of suspicious activity.
* Performing any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company.
You will aspire to our four core values:
* Multistakeholder - dedication and commitment to our customers, shareholders, employees and families and local communities.
* Mindful - respectful, an active listener and attentive to detail.
* Driven by Excellence - driven by our mission and passion for customer success which means relentlessly pursuing excellence.
* High Integrity - open and honest communication, holding oneself to high moral and ethical standards.
What you'll bring to Circle:
* A passion for harnessing the power of digital currency and blockchain technology.
* An innovative and creative mind looking to suggest new solutions to old problems.
* Proven experience working collaboratively with the ability to work with multiple stakeholders and internal teams.
* Experience and comfort working in an ever changing industry with flexibility to quickly react to changing demands.
* B.A./B.S. degree; quantitative or technical degree a plus.
* 4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher and high risk customers.
* Detail-oriented, highly analytical and comfortable digging into data.
* Strong communication skills and presence, ability to interface with internal and external teams.
* CAMS, CFCS or CFE certification is a plus.
* Work effectively in a fully remote environment with teams spanning multiple time-zones.
* Experience/familiarity with Slack, Apple MacOS and GSuite.
Additional Information:
* This position is eligible for day-one PERM sponsorship for qualified candidates. (US roles only)
Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.
Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs.
We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support.
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