Senior Lending Manager
Responsible for managing a portfolio of customers requiring finance to carry out residential development projects.
Key Responsibilities:
* Building and maintaining relationships with customers requiring funding for residential development projects.
* Conducting detailed assessments of residential development projects, assisting borrowers to structure loan proposals, preparing clear and concise loan reports, and making recommendations to the appropriate sanctioning authority.
* Supporting other team members and providing advice and guidance on funding applications.
* Participating in regular reviews of borrower relationships and funded developments with the DML, Head of Lending, Management Team, and other business areas.
Requirements:
* A minimum of 8 years' experience with a proven track record in residential development lending, preparing funding proposals, and achieving lending targets.
* Excellent knowledge of residential development lending product offerings and markets.
* Degree in economics, finance or an equivalent professional qualification.
* Strong understanding of lending agreements, covenants, and security requirements.
Key Skills:
* Commercial judgment and awareness of the residential market in Ireland.
* Experience in managing credit quality and ensuring compliance with policies and procedures.
* Proven ability to mentor and coach junior team members.
* Proven ability to deliver results and achieve objectives.
Personal Qualities:
* Strong customer focus with a commitment to excellence.
* Excellent organizational skills with the ability to prioritize and manage workloads effectively.
* Strong negotiation skills and the ability to identify and address key risks in lending facilities.