Job Description
We are seeking a skilled Credit Analyst to join our Corporate Banking team at one of Ireland's leading banks. This is an excellent opportunity for a credit and commercially oriented individual who can analyze and prepare credit papers, coordinate reviews, and present to a credit committee.
Dublin | Hybrid | Credit Analyst Corporate Banking | Permanent
The ideal candidate will have strong credit analysis and management skills, in-depth knowledge of the lending process within corporate banking, and experience with cash-flow lending. They will also be able to manage and develop solid relationships with existing and potential clients.
Responsibilities:
* Conduct commercial and credit analysis on new business opportunities, including qualitative and quantitative due diligence, financial analysis, and stress testing.
* Manage the existing loan book and portfolio from a credit and risk perspective.
* Assist with transaction proposals, including origination, investment analysis, internal approval, and execution.
* Prepare credit papers and coordinate reviews for the credit committee.
* Develop and maintain good relationships with business partners and external stakeholders.
Requirements:
* Strong credit analysis and management skills.
* In-depth knowledge of the lending process within corporate banking.
* Understanding of reviewing and analyzing loan performance in line with terms and conditions.
* Experience with cash-flow lending (desirable).
* Ability to build strong relationships with clients.
* Experience conducting due diligence, financial analysis, and stress testing.