We’re NFP, an Aon Company, and we provide services and solutions to support businesses and people. We have capabilities that extend around the globe, including here in the UK, Ireland, EMEA, APAC and North America. It’s a time of rapid growth for the European arm of the business, so we are looking for someone to help clients navigate complex pension options, assess their retirement needs, and create tailored financial strategies to ensure a secure and comfortable retirement.
We are recruiting for a Financial Advisor to help clients navigate complex pension options, assess their retirement needs, and create tailored financial strategies to ensure a secure and comfortable retirement. This role involves offering expert advice on pension transfers, savings strategies, and other retirement-related financial products.
Overview of duties
* Client Consultation: Meet with clients to understand their retirement goals and current financial status, including existing pension arrangements, savings, and investments.
* Retirement Planning: Develop customized retirement strategies that account for clients’ desired lifestyle, income needs, and retirement age. Provide guidance on building and optimizing retirement savings through various pension schemes.
* Pension Advisory: Advise clients on different pension products, including workplace pensions, private pensions and pension consolidation options.
* Product Recommendations: Suggest appropriate financial products that align with clients' retirement objectives, such as annuities, drawdown plans, and tax-efficient savings solutions.
* Compliance and Regulatory Guidance: Ensure all advice and actions comply with UK pension regulations and guidelines (FCA), including any relevant updates to pension legislation.
* Portfolio Management: Regularly review and adjust client portfolios, focusing on asset allocation and risk management to help achieve long-term retirement goals.
* Client Relationship Management: Build and maintain long-term relationships with clients, offering ongoing support and conducting periodic reviews to adapt retirement plans as personal or market circumstances change.
* Business Development: Expand the firm's client base by networking, identifying potential clients, and promoting retirement planning services.
Person specification
Knowledge, skills and abilities:
* In-depth knowledge of UK pension products, tax considerations, and retirement planning strategies.
* Strong communication skills to explain complex pension concepts clearly and concisely.
* Analytical skills to assess pension transfer suitability, investment risks, and long-term financial planning needs.
* Excellent interpersonal and negotiation skills for building client trust and maintaining relationships.
* Compliance: Adherence to all relevant regulatory requirements and best practices under the Financial Conduct Authority (FCA)
Education and/or Experience:
* Diploma in Regulated Financial Planning (DipPFS) or equivalent, with FCA accreditation.
* Chartered Financial Planner status is advantageous.
* Minimum of 3 years of experience as a financial advisor, with a strong focus on retirement planning and pensions.
* Demonstrable track record of advising clients on pension products and achieving financial goals.
Key information:
Hours: 35 hours, Monday – Friday
Location: Bromsgrove, Hybrid
If this sounds like something you are interested in please apply, or contact Lucy Reed for further information.
Attractions - NFP
* We pride ourselves on our fast-paced, collaborative, vibrant working environment and hybrid model for part-remote working.
* Our PeopleFirst culture means our people work in a flexible and autonomous way and have the freedom and expertise to deliver outstanding service to clients in the way that they know-how.
* We build partnerships with organisations that can complement our client offering and we invest in new technology to deliver innovative solutions in our given markets.
* We focus on making sure that people can bring their best selves to work every day; and that they are placing as much importance on family and community as they do their valuable work.
* Our diversity and inclusion initiatives and charity work form a large part of this. NFP has an Executive Board member who is dedicated to diversity and inclusion, and has a D&I Board made up of individuals from across our entire business.
#J-18808-Ljbffr