Job Description:
We are seeking a skilled Mortgage Specialist to facilitate the lending process and manage member relationships throughout the loan process. The ideal candidate will possess strong communication skills, be self-motivated, and have a solid understanding of the mortgage industry and its regulations.
Key Responsibilities:
* Facilitate the lending process and manage members through the entire loan process.
* Maintain thorough and accurate conversation logs for all applications, pre-approvals, and loan applications in the loan origination system.
* Explain different types of mortgages and offer relevant products to clients.
* Explain repayment options and mortgage protection, advising on and selling related financial products, such as buildings or life insurance.
* Ensure compliance with Financial Regulator regulatory requirements.
* Provide ethical and realistic assessments of mortgage suitability for each client.
* Maintain professional knowledge of mortgage industry technical aspects and stay up-to-date on financial market trends.
Qualifications, Skills, Salary, and Experience:
* Bachelor's degree in any subject.
* At least 3 years of experience in the mortgage industry, preferably with a proven track record of success.
* Punctuality, reliability, and strong communication skills are essential.
* Self-motivation, analytical skills, attention to detail, prioritization, and time management skills are required.
* Familiarity with computer systems and ability to interact with clients, support staff, and partners is necessary.