Job Description
Assistant Lending Manager
We are currently recruiting for a permanent Assistant Lending Manager on behalf of our public sector client.
The successful candidate will provide operational and administrative support to Lending Managers and Senior Lending Managers, building and maintaining relationships with customers requiring funding for residential development projects.
Key Responsibilities:
* Provide operational and administrative support to Lending Managers and Senior Lending Managers.
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports, and make recommendations to the appropriate sanctioning authority.
* Participate in regular reviews of borrower relationships and funded developments with the DML/HOL and other HBFI business areas.
* Assist Lending Team members and DML with post-approval loan due diligence to ensure approved loans close within agreed timeframes.
* Assist in the achievement of lending targets within agreed timeframe and commercial terms.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.
* Ensure required cooperation with internal and external auditors.
* Develop strong working relationships within the Lending team, the Credit & Risk team, the primary service provider, and other external advisors such as monitoring surveyors, property advisors, etc.
Requirements:
* Minimum 3 years experience in a similar role in a financial institution with a prudential track record in residential development lending, preparing funding proposals, building and maintaining strong working relationships with customers, and achieving lending targets.
* Knowledge of residential development lending product offerings and markets.
* Knowledge of lending agreements, covenants, and security requirements.
* Excellent understanding of relevant financing models and data with an ability to review, understand, and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
* Track record in managing credit quality and compliance with policies and procedures.
Desirable Skills:
* Have a track record in delivering results and objectives.
* Strong customer focus and a proven commitment to customer excellence.
* Strong organisational skills and ability to prioritise and manage workload.
* Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
* An ability to work on own initiative and interact as a part of a highly motivated team.
* Effectively contribute to the achievement of goals and targets set for self and organisation.
* Excellent communication skills, both verbal and in writing.
* Exemplary governance and ethics.
* Proficiency in Microsoft Word, Excel, and Outlook.
Qualifications:
* Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.
Benefits:
* Flexible working options.
* Wellbeing programme.
* Benefit pension scheme.