Servisource is currently recruiting for a HBFI Lending Manager on behalf of our public sector client.
Duration of post: Permanent
Working week: 35 hours
Location: Dublin
Principal Duties
Responsibilities will include, but may not be limited to, the following:
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out detailed assessment of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
* Participate in regular reviews of borrower relationships and funded developments with the Head of Lending, the HBFI Management Team and other HBFI business areas.
* Achieve lending targets within agreed timeframe and commercial terms.
* Ensure accurate and timely updates to the Head of Lending, the HBFI Management Team and other stakeholders on the progress of the HBFI funded schemes.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure required cooperation with internal and external auditors.
Knowledge & Experience
* Minimum 5 years’ experience in a similar role in a financial institution with a proven prudential track record in residential lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets.
* Good knowledge of residential development lending product offerings and markets.
* Strong knowledge of lending agreements, covenants and security requirements.
* Good understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
* Proven record in managing credit quality and compliance with policies and procedures.
Skills
* Have a proven track record in delivering results and objectives.
* Strong customer focus and a proven commitment to customer excellence.
* Strong organisational skills and the ability to prioritise and manage your own workload.
* Strong negotiation skills with the ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
* Strong understanding of deal structuring.
* An ability to work on own initiative and interact as a part of a highly motivated team.
* Excellent communication skills, both verbal and in writing.
* Exemplary governance and ethics.
* Proficiency in Microsoft Word, Excel and Outlook.
Qualifications
Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.
Benefits
* Flexible working options
* Wellbeing programme
* Benefit Pension Scheme
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